Disclaimer

Last updated: 25 August 2026

This disclaimer applies to Small Biz Tools Hub (the “Website”), operated by an individual based in the United Kingdom (“we”, “us” or “our”).

The information, products, templates, guides, tools and resources available through the Website are provided for general educational and informational purposes only.

No professional advice

Small Biz Tools Hub provides educational information intended to help users explore, start, organise or grow a business, project or side hustle. It does not provide legal, financial, tax, accounting, investment, employment, regulatory, compliance or other professional advice.

You should not rely on any Website content or digital product as a substitute for advice from a suitably qualified professional who understands your individual circumstances. Before making a business, financial, legal, tax or other material decision, seek independent professional advice where appropriate.

No guarantees or results

Any examples, suggestions, strategies, opinions, testimonials or statements about possible outcomes are illustrative only. Individual circumstances, effort, skills, market conditions, costs, timing and other factors vary.

We do not guarantee that use of our digital products or Website content will result in:

  • Income, profits, sales or business growth.

  • Customers, leads, social-media growth or any particular commercial outcome.

  • A successful business, side hustle or project.

  • Any specific result, saving, outcome or level of performance.

You are responsible for assessing whether any information, product, idea or recommendation is suitable for you and for decisions you make using it.

Accuracy and availability

We aim to keep Website content useful and reasonably up to date, but we do not guarantee that it is complete, accurate, reliable, current or suitable for every purpose.

Content may be changed, updated, withdrawn or corrected without notice. We do not guarantee that the Website will always be available, uninterrupted, secure or free from errors, viruses or other harmful components.

Digital products

Product descriptions, previews and other information are provided to help you decide whether a digital product is suitable for you. Please read the relevant product page carefully before purchasing.

Your purchase and use of digital products are also governed by our Terms & Conditions and Refund & Digital Products Policy. Nothing in this disclaimer excludes or limits consumer rights that cannot lawfully be excluded. Under the Consumer Rights Act 2015, consumers have statutory rights in relation to paid digital content, including rights concerning satisfactory quality, fitness for purpose and correspondence with description.

Third-party links and services

The Website may contain links to third-party websites, software, tools, products, services or resources. These links are provided for convenience and information only.

We do not control, endorse or guarantee the availability, content, security, privacy practices, accuracy, suitability or legality of third-party websites or services. Your use of any third-party website, product or service is at your own discretion and subject to that provider’s own terms and policies.

Payments may be processed through third-party payment providers, including PayPal and Stripe. We do not store your full payment-card details. Your payment-provider relationship is governed by the relevant provider’s own terms and privacy policy.

Affiliate disclosure

Small Biz Tools Hub may, in future, use affiliate links. This means that, if you click an affiliate link and make a qualifying purchase, we may receive a commission or other benefit from the relevant third party.

This will not normally increase the price you pay. Where we use affiliate links or publish affiliate content, we will aim to make the commercial relationship clear on the relevant page, near the relevant link or recommendation.

We only share products, tools or services that we believe may be useful to our audience; however, you remain responsible for deciding whether they are appropriate for your needs. Affiliate links do not amount to a guarantee, endorsement or professional recommendation.

UK advertising rules require affiliate marketing to be clearly identifiable as advertising, so a disclosure should appear alongside the relevant content—not only on this general Disclaimer page.asa.org+2

Limitation of liability

To the maximum extent permitted by law, Small Biz Tools Hub will not be liable for any loss or damage arising from:

  • Use of, or inability to use, the Website or its digital products.

  • Reliance on Website content, tools, guides, templates or resources.

  • Business, financial or personal decisions made using Website content.

  • Errors, omissions, interruptions, technical issues, viruses or harmful code.

  • The actions, products, services, content or availability of third parties.

Nothing in this disclaimer excludes or limits liability where it would be unlawful to do so, including liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or your statutory consumer rights.

Governing law

This disclaimer and any dispute or claim arising from it are governed by the laws of England and Wales. The courts of England and Wales will have exclusive jurisdiction, except where applicable law gives you the right to bring a claim in another jurisdiction.

Changes to this disclaimer

We may update this disclaimer from time to time. The current version will be posted on this page with an updated “Last updated” date. Your continued use of the Website after an update means that you accept the revised disclaimer.

Contact

Small Biz Tools Hub, based in the United Kingdom.

Contact: info@smallbiztoolshub.store